Step 4: The Debt Kicker
Debt Payoff Calculator
Find out when you will be debt-free. Add your debts, set your extra payment, and compare Avalanche vs. Snowball side by side.
Your Debts
Beyond minimum payments, how much extra can you throw at debt each month?
Avalanche vs. Snowball
Avalanche Method
Highest interest rate first
Debt-Free In
3yr 3mo
Total Interest Paid
$2,618
Total Paid
$22,618
Payoff Order
- 1Credit Card
- 2Medical Debt
- 3Car Loan
Snowball Method
Smallest balance first
Debt-Free In
3yr 6mo
Total Interest Paid
$3,381
Total Paid
$23,381
Payoff Order
- 1Medical Debt
- 2Credit Card
- 3Car Loan
The Avalanche method saves you
$763
in total interest compared to the Snowball method
Disclosure
These calculators provide hypothetical projections for educational purposes only. Actual results will vary based on your individual circumstances. Return rates shown are examples only and are not guaranteed. This tool does not constitute investment advice.
Knowing the Math Is Step One. Sticking to the Plan Is Where Coaching Comes In.
The Debt Kicker is Step 4 of the 10-Step Framework. We will build your personalized payoff strategy and keep you accountable every week until the last balance hits zero.