Step 6: The Lifestyle Audit
Budget Calculator
See exactly where your money goes each month. Enter your take-home pay, allocate your spending, and compare it to the 50/30/20 rule.
$
🏠Housing (Rent/Mortgage)0% (rec. 25-35%)
$
🚗Transportation0% (rec. 10-15%)
$
🍎Food & Groceries0% (rec. 10-15%)
$
💡Utilities & Insurance0% (rec. 5-10%)
$
💳Debt Payments0% (rec. 0-20%)
$
📊Savings & Investing0% (rec. 20-30%)
$
🎬Entertainment & Personal0% (rec. 5-10%)
$
📦Everything Else0% (rec. 0-10%)
$
Spending Breakdown
$5,000remaining
50/30/20 Rule Comparison
Needs0% / 50%
Wants0% / 30%
Savings & Debt0% / 20%
The 50/30/20 rule: 50% on needs, 30% on wants, 20% on savings and debt payoff. It is a starting point, not a rigid rule.
Disclosure
These calculators provide hypothetical projections for educational purposes only. Actual results will vary based on your individual circumstances. Return rates shown are examples only and are not guaranteed. This tool does not constitute investment advice.
🧭This is Step 6: The Lifestyle Audit
A Budget on Paper Is Just Numbers. A Budget With a Coach Becomes a Plan.
In the 12-Week Program, we build your real budget in Week 1 and refine it every session until it actually works for your life.